Is Insurance Enough to Cover Car Accident Damages And Expenses?

Car accidents happen every day and can be quite a traumatic experience. While drivers are required to have some form of insurance, insurance can be very confusing for most people. This is further complicated if one party involved in the accident does not have proper insurance. You may not be informed on the different coverages available, or what you are required to have through Florida state law.

Finances can also be a major issue for people after an accident. In many cases, even if the affected party has high-quality insurance, the insurance company will go out of their way to avoid paying them. Here at Esposito Law Firm, we care about people, and we want you to get the most compensation for your damages that you can get. 

It is important to know what kind of insurance you have. There are many different options for insurance and all of them cover different things. For instance, some insurance policies will only pay for part of your damages but not medical bills after an accident. Others may cover medical bills but not damages. Sometimes, policies claim to cover certain things but don’t due to fine print. 

Many insurance companies offer incentives for driving safely. This can help with the financial burden of paying for insurance. You should work with your insurance provider to maximize the benefits of these incentives and lower your monthly rate. These benefits can also help you keep premiums low if you’ve been involved in an accident. 

Esposito Law Firm P.A. has a team of lawyers with years of experience working with insurance companies after auto accidents. We have the knowledge and the people to get you the compensation you deserve. We care about our clients at Esposito Law Firm, and we want to help you get the money you deserve.

The Difference Between Short-Term and Long-Term Injuries In A Personal Injury Lawsuit

Personal injury lawsuits are tricky territory. Oftentimes, a mistake among friends or coworkers can lead to an unintended injury, leaving the victim with costly medical bills and potentially debilitating injury. Even if the incident was a mistake, it doesn’t mean that the responsible party can’t be held accountable for their actions. If someone makes a mistake that leads to your injury, they can and should be liable for partial or full financial compensation for your injuries. 

Something that is important to note when dealing with a personal injury case is the difference between short-term and long-term injury. Short term injuries usually involve injuries that lead to you missing a few days to a month or two of work. They do not result in long-term disability and will result in lower payouts for a personal injury case. However, it doesn’t mean that you should not pursue the case. If you rely on insurance alone, you may not receive the full compensation you need to recover. 

Different insurance policies have different policies defining “short-term”, but they usually involve similar injuries. Insurance companies will do whatever it takes to avoid paying you, and will hope that your injury gets better on its own or that you will simply neglect to file a claim. Esposito Law Firm has years of experience dealing with insurance companies, and we can get you the compensation that you deserve.

Conversely, long term injuries are injuries that result in you missing more work than you would for a short term injury. Long term injuries are generally more severe, and therefore harder for the insurance company to ignore. However, they will do whatever they can to pay you as little as possible. Call Esposito Law Firm today and let us fight for the additional compensation you’ll need for your long-term injury.

When dealing with insurance claims, you need to have an accurate record of the injury and doctors visits. The more solid proof you have, the more likely they are to pay you what you deserve. This includes any paperwork, statements from doctors, or pictures of the injuries that you may have. If the insurance doesn’t cover the full cost of your medical care, you may be able to pursue a personal injury case to receive the rest of the compensation from the at-fault party

Don’t miss out on the compensation you deserve — call Esposito Law Firm P.A. today!

Reducing Your Sentence In A Criminal Drug Charge

Drug crimes are no joke. Far too many people are put in jail every year for a very small amount of a controlled substance. With drug crimes changing all over the country, it is fair to assume that the rate of use for some drugs (such as marijuana) are going up. However, the laws for recreational use have not changed in Florida, and possession charges can get you into serious trouble. 

Like any encounter with the police, being charged with a drug crime can be very scary, but is not the end of the world. It is actually more difficult than most would expect for the police to prove your liability in your drug case. Your charge may also be lessened if you are not driving while arrested for possession, or if you have no prior charges. 

Here at Esposito Law Firm P.A., we care strongly about your rights and your future, and want to arm you with the knowledge to handle your drug charges. There are several things you should know if you get caught with drugs.

The first thing you should be aware of is what your rights are. The police cannot search your person or your property without either a warrant or your consent. Once you have consented to a search, anything they find can be used against you. However, they cannot search without your consent, so avoid consenting to searches if at all possible. If your rights are violated and they search without consent or a warrant, this could result in your case being dismissed. 

The next thing to be aware of is just how busy the prosecution will be. Most states process hundreds of drug charges every day, and drug charges are fairly low priority. Most people don’t fight drug charges particularly aggressively either. If you and the defense can treat your drug charge like a more serious charge and overwhelm the prosecutor, it’s very possible for them to decide that your drug case isn’t worth the trouble.

Lastly, the prosecution has to prove without a reasonable doubt that the substance is illegal and that it was in your possession. If you’re charged with a drug crime in a vehicle you don’t know or for a substance that isn’t illegal, your case can be dropped very easily. This is why it’s imperative to work with an experienced attorney, who can help build the strongest case for you. 

Esposito Law Firm is here for you. We believe that everyone deserves the highest quality representation, and will help you find the best resolution for your drug charge. For more information regarding drug crimes, contact Esposito Law Firm today.

6 Safety Tips For Night Driving

Night driving is something everyone has to do from time to time and is not quite as easy as driving during the day for most. Certain factors, such as whether you wear glasses, whether your car has new lights, and the area in which you’re driving, can all make driving t night more difficult. Esposito Law Firm cares about your safety and wants you to be safer on the road. That’s why we’ve compiled these tips for safe driving at night: 

A big way to stay safe while driving at night that also goes overlooked far too often is to keep your windshield clean. It is very easy to overlook stains on your windshield and let them build up overtime. A dirty windshield can be extremely dangerous even during the day and at night it can render you visually impaired. 

Another way to remain safe on the road at night is to properly maintain your lights. Faulty lights can heavily impact your ability to see. A light can be on and still be faulty, simply by not being as bright as it should be. Make sure your lights are bright enough and aimed properly. If these steps are followed you should have no issues with your lights.

When driving at night there are often many bright lights all around that can be very blinding. This effect can be eased if you just don’t look into the lights. When a driver has their brights on, it is wise to focus on the white line on the right side of the road. Avoid driving with your brights on as a courtesy to other drivers. 

Driving slower is always a wise decision when driving at night. The darkness is going to heavily impact your vision and reaction time. Slowing down and leaving more space between your car and those in front of you will greatly reduce your chances of getting into an accident. This is especially true on backroads and highways where there is less visibility than in the cities or on the interstates. 

When driving at night, you may need to pull off onto the shoulder. If this happens, it is important that you make yourself seen. Use your emergency lights and any other reflective oEspocts in your possession. By making yourself visible to other drivers, you can drastically reduce your chances of getting in or causing an accident. 

In the event of an accident, contact the attorneys at Esposito Law Firm We can help you navigate this difficult time and ensure you receive proper legal representation. Contact us for more information!

Can You Hire A Personal Injury Attorney After A Car Crash?

Car crashes happen every day to a lot of people, and can be very traumatic and difficult. The worst part of it can be dealing with insurance companies. An injured party has a lot on their plate and shouldn’t have to navigate the legal maze that is insurance all alone. If you do decide to deal with the insurance company alone, you’ll be faced with deceptive tricks designed to keep your money from you. 

A big reason to hire an attorney following an accident is to get through the process of filing a lawsuit effectively. Suing someone is a very tedious process that involves a lot of paperwork, legal knowledge, and an understanding of how to receive the right compensation for an individual’s injuries. This process is very difficult for the average person, which is why attorneys are there to guide you in the right direction. An attorney will provide an informed voice to help you make all the decisions that come with a lawsuit.

An attorney will also be very experienced in how to deal with the tricks that an insurance company will throw at you. Insurance companies will often do whatever it takes to avoid paying you what your car accident case is worth. While this is oftentimes unfair to the individual seeking compensation, they wouldn’t do it if it didn’t work. These tricks are designed to put more of your money in their hands. However, with a trusted attorney by your side, you won’t have to settle for less. 

Call Esposito Law Firm if you find yourself in an accident. Our team of qualified attorneys is ready and willing to fight for your compensation. We work out the legal battle to ensure you receive medical and financial compensation regardless of what the insurance companies want.

Three Tips For Defensive Driving In Big Cities

Driving in large cities can be quite a difficult task for even the most experienced driver. In large cities, there is an increased number of cars on the road at all times. Getting to your destination can feel like a battle. Here at Esposito Law Firm, we care about your safety and want to educate the public on safer driving practices. If you do find yourself in a car crash, don’t hesitate to call Esposito Law Firm We have a team of highly qualified attorneys that can get you the compensation you deserve. However, you can avoid some motor vehicle accidents by following these tips:

A big way to protect yourself while behind the wheel is to avoid distractions. The biggest distraction for most drivers is the cell phone. It can be hard to ignore an important call while driving, and many people decide to take the risk of talking on the phone while driving. When driving in a big city, however, this can be very dangerous. Many large cities have six and seven lanes on the road all of which are packed with cars. With all these people on the road, a moment of distraction can very easily cost you your life. 

Another way to keep yourself safe while driving is to remain calm and avoid road rage. Letting your emotions take over while behind the wheel is never a good idea. There are going to be traffic jams, inconsiderate drivers, and situations out of your control every day. While these situations will undoubtedly cause stress, it is important to mitigate those feelings so as to not cause harm to yourself or others. Listen to music, talk to someone, or do something to keep yourself calm behind the wheel. Part of staying calm on the road will be making sure you have time to get where you’re going, especially in large cities. 

It is also very important to properly maintain your vehicle. It is hard enough to get where you’re going without your vehicle malfunctioning and having to wait on a mechanic. Vehicle maintenance is simple if you make a routine out of it. Mechanical issues can also cause accidents if they are left unattended. Don’t let this happen to you on the road — make your local mechanic your friend and take care of your car as per the manufacturer’s recommendations. 

When a car accident does occur, don’t worry. Esposito Law Firm has your back to ensure that no matter what you’re in the best of hands. Call Esposito Law Firm to receive the compensation and legal representation you deserve.